About Our Agency

Simply stated – we help protect your people and your company’s profits through our consultative Safety Management System.  As an independent insurance agency we have specialty programs for Horticulture/Greenhouse Growers (Cannabis/Non-Cannabis), and the Agriculture Industry (FLC’s/Grower/Packer/Shippers).

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We are your trusted independent insurance agency.

Your family, your business and your possessions are all important to you, but you may not know how to best protect them. We have the experience to navigate the unique risks you face, serving as your insurance advisor.

Cultivate Insurance Services is an independent insurance agency that has specialty programs for Horticulture/Greenhouse Growers (Cannabis/Non-Cannabis) and the Agriculture Industry (FLC’s/Grower/Packer/Shippers) throughout all of California, including Salinas, CA.

We are PROUD & PASSIONATE about our consultative approach, which includes helping our clients implement a results-driven Safety Management System. We take the time to understand what makes your company unique, evaluate the existing culture and develop an insurance program that addresses your key exposures – so you can spend the time running your business. In short – we help protect companies’ people and their profits.

A Little About Our Owner

About_Page_SethSeth Word spent his early years in the Central Valley, but then moved to Salinas, CA – where he has resided for over 25 years. He started his insurance career in 2006, and immediately got involved with Agriculture & Horticulture – specifically helping Farm Labor Contractors improve their Safety Programs & reduce their overall cost of Workers’ Compensation premiums. After achieving multiple national sales achievements, he decided it was time to open his own agency – Cultivate Insurance Services. Within the last 2 years, Cultivate Insurance Services has become one of the largest brokerages in the State of California – within the Cannabis Industry.

When he’s not involved in various service organizations like Rotary, The Salinas Valley Half Marathon, 4-H & FFA – Seth loves to golf, hike and spend quality time with his family. He has been married to Chelsea for 17 years and they have 3 beautiful children, Linkin, age 14, Sadie, age 11 and Bentley, age 8.

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Partners with United Valley Insurance
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As an independent insurance agency we have great relationships with many well-known, reputable insurance companies, giving you the power of choice.


Our insurance advisors have years of experience in the insurance industry and serve as your advocate from selecting coverage through filing a claim.


Our insurance advisors have a strong passion for insurance and protecting what you value most in business and in life. We treat our customers like family.

At Cultivate Insurance Services, our mission is very simple. We strive to provide a true, concierge client experience which is unique in the insurance industry. We give clients the power of choice from top-rated national and regional insurance carriers. We offer comprehensive insurance solutions throughout all of California including Salinas, CA.

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As an independent agency, we offer multiple options at competitive prices.

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